Terms and Conditions

Effective Date: April 2, 2025

1. Acceptance of Terms
By accessing or using Davion Thomas Consulting llc DBA Credit Score Guru (the “Website”) and our services, you agree to be bound by these Terms and Conditions (“Terms”).
If you do not agree, you must not use our Website or services.

2. Services Provided
Davion Thomas Consulting llc DBA Credit Score Guru offers credit education, credit improvement advice, and business funding consultation services.
We do not guarantee specific results, including but not limited to credit score increases or loan approvals.

3. User Eligibility
You must be at least 18 years old to use our Website or services.
By using our services, you represent that you are legally eligible to enter into this agreement.

4. Use of Website and Services
You agree to use our Website and services only for lawful purposes.
You must not:

Impersonate any person or entity.Violate any laws or regulations.Attempt to interfere with our Website’s operation or security.

We reserve the right to terminate your access if you violate these Terms.

5. Payment Terms
Certain services may require payment.
By purchasing services, you agree to pay all associated fees and charges.
All payments are non-refundable unless otherwise stated in writing.

6. Disclaimer of Warranties
Our services are provided “as-is” and “as-available.”
We make no guarantees regarding:

Specific credit score increases.Specific funding approvals.Timeframes for credit or funding outcomes.
You understand that credit results vary depending on each individual’s unique situation and history.

7. Limitation of Liability
Davion Thomas Consulting llc DBA Credit Score Guru, its owners, employees, and affiliates are not liable for:

Any indirect, incidental, special, consequential, or punitive damages.Any losses resulting from the use or inability to use our services.
Our total liability, in any case, will not exceed the amount you paid for the services.

8. Privacy
Your use of our Website and services is also governed by our Privacy Policy, which describes how we collect, use, and protect your information.
By using our services, you consent to our data practices outlined in the Privacy Policy.

9. Intellectual Property
All content on Davion Thomas Consulting llc DBA Credit Score Guru, including logos, text, graphics, and software, is the property ofDavion Thomas Consulting llc DBA Credit Score Guru or its licensors.
You may not copy, modify, distribute, or otherwise exploit any content without our prior written permission.

10. Third-Party Links
Our Website may contain links to third-party websites or services.
We are not responsible for their content, practices, or services and encourage you to review their terms separately.

11. Changes to Terms
We reserve the right to modify or update these Terms at any time.
Changes will become effective immediately upon posting on the Website.
Your continued use of the Website and services constitutes your acceptance of any revised Terms.

12. Governing Law
These Terms are governed by the laws of the State of Florida, without regard to its conflict of law principles.
Any disputes arising out of or related to these Terms must be brought exclusively in the courts located in Miami-Dade County, Florida.

13. Contact Us
If you have any questions about these Terms, please contact us:
Email: [email protected]
Mailing Address: 123 Financial Avenue, Miami, FL 33101